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Mehfuza Sultana
Keywords:
Rural Women, Entrepreneurship, India, Microfinance, Digital Divide, Government Schemes, Gender Equality, SHGs, Financial Inclusion.
Abstract:
This paper explores the key challenges faced by rural women entrepreneurs in India and analyzes the structural, financial, digital, and cultural constraints that hinder their entrepreneurial journeys. Drawing from secondary data, policy documents, and peer-reviewed literature, the study examines how factors such as lack of education, restricted access to credit, digital illiteracy, and patriarchal social norms collectively restrict women's business growth in rural areas. The paper also evaluates existing government interventions such as MUDRA, NRLM, and Stand-Up India, while emphasizing the gaps in implementation and grassroots outreach. Recommendations are proposed for enhancing digital literacy, simplifying financial access, improving market linkages, and fostering an inclusive ecosystem. The study concludes that rural women entrepreneurs hold transformative potential for inclusive and sustainable development, provided that targeted, integrated support mechanisms are put in place.
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International Journal of Recent Research and Review
ISSN: 2277-8322
Vol. XVIII, Issue 3
September 2025
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PUBLISHED
September 2025
ISSUE
Vol. XVIII, Issue 3
SECTION
Articles
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